Talksmith Studio — Legal

Terms of Service

Effective date: June 12, 2026  ·  Last updated: June 12, 2026

These Terms of Service ("Terms") govern your use of Talksmith Studio ("Service"), operated by Anderson Global Enterprises ("Company," "we," "us," or "our"). By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. The Service

Talksmith Studio is a production platform that converts voice recordings into structured business assets — course kits, SOPs, scripts, workbooks, and slide decks — using AI transcription and generation technology. The Service is intended for professional and commercial use by coaches, consultants, educators, course creators, and agencies.

2. Account Registration

You must create an account to use the Service. You agree to provide accurate information and to keep your credentials secure. You are responsible for all activity that occurs under your account. We use Clerk, a third-party authentication provider, to manage sign-in. You must be at least 18 years old to use the Service.

3. Subscription Plans and Billing

• Plans. The Service is offered on three monthly subscription tiers: Solo ($29/month), Pro Creator ($79/month), and Studio ($199/month). Plan features, kit limits, and access rights are described on our pricing page.
• Billing. Subscriptions are billed monthly via Stripe. Your billing cycle begins on the date you subscribe and renews automatically each month. By subscribing, you authorize us to charge your payment method on a recurring basis.
• Cancellation. You may cancel your subscription at any time from the "Manage Plan" section in your account. Your access continues through the end of the current billing period; no prorated refunds are issued for unused time.
• Refunds. Payments are generally non-refundable. If you believe a charge was made in error, contact support within 7 days of the charge and we will review your request.
• Plan Changes. Upgrades take effect immediately. Downgrades take effect at the next billing cycle.
• Price Changes. We may change pricing with 30 days' notice. Your continued use after a price change constitutes acceptance of the new pricing.

4. Acceptable Use

You agree to use the Service only for lawful purposes. You must not:

• Upload recordings of third parties without their consent where consent is required by applicable law.
• Use the Service to generate content that is defamatory, harassing, fraudulent, or otherwise illegal.
• Attempt to reverse-engineer, scrape, or extract the underlying AI models, templates, or infrastructure.
• Resell or sublicense the Service itself without our express written permission (white-label arrangements under the Studio plan are governed by a separate agreement).
• Upload content that infringes on the intellectual property rights of others.
• Use automated tools or bots to access the Service in ways that create disproportionate load on our infrastructure.

5. Your Content and Intellectual Property

• Your recordings. You retain full ownership of the voice recordings and source material you upload to the Service.
• Generated outputs. The course kits, SOPs, scripts, and other assets generated from your recordings ("Outputs") belong to you. You may use, edit, publish, sell, and license them as you see fit.
• License to us. You grant us a limited, non-exclusive license to store, process, and transmit your recordings and content solely to provide the Service to you.
• AI accuracy. Outputs are generated by AI from your source material. You are responsible for reviewing Outputs for accuracy, completeness, and fitness for your specific use before delivery to clients or end customers. We do not guarantee that Outputs are error-free.
• Our IP. The Service, including its software, UI, kit templates, and underlying models, remains the property of Anderson Global Enterprises. Nothing in these Terms transfers ownership of our intellectual property to you.

6. Marketplace (Studio Plan)

Studio plan subscribers may access the kit marketplace to publish and sell kit templates to other Talksmith users. By publishing to the marketplace:

• You grant Talksmith a non-exclusive license to display, promote, and distribute your published kits to other users.
• A platform fee (currently 15%) applies to paid sales; net earnings are disbursed via Stripe Connect after applicable holding periods.
• You represent that you have the rights to publish any content included in your kits.
• We reserve the right to remove listings that violate these Terms or our content standards.

7. API Access (Pro and Studio Plans)

Pro and Studio plan subscribers may generate scoped API keys to integrate with the Service programmatically. API use is subject to rate limits described in our API documentation. API keys must not be shared publicly or embedded in client-facing code. You are responsible for all API activity under your keys.

8. Third-Party Services

The Service integrates with third-party providers including OpenAI (transcription and kit generation), Supabase (file storage), Clerk (authentication), Stripe (billing), PDFShift (PDF generation), and Gamma (slide decks). Your use of these integrations is subject to those providers' respective terms of service and privacy policies. We are not responsible for the acts or omissions of third-party services.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ANDERSON GLOBAL ENTERPRISES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNTS YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless Anderson Global Enterprises and its officers, directors, employees, and agents from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

12. Termination

We may suspend or terminate your account at any time for violation of these Terms. You may delete your account at any time by contacting support. Upon termination, your right to use the Service ends immediately. We may retain certain records as required by law or legitimate business purposes. Sections 5, 9, 10, 11, and 13 survive termination.

13. Governing Law and Disputes

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any dispute arising under these Terms shall be resolved through binding arbitration administered by JAMS under its Streamlined Arbitration Rules, with proceedings conducted in New York County, New York. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction. You waive any right to participate in a class action lawsuit or class-wide arbitration.

14. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated via email or in-app notice at least 14 days before they take effect. Your continued use after the effective date constitutes acceptance of the updated Terms.

15. Contact

Questions about these Terms: support@andersonglobalenterprises.net

Privacy Policy

Effective date: June 12, 2026  ·  Last updated: June 12, 2026

This Privacy Policy describes how Anderson Global Enterprises ("Company," "we," "us," or "our") collects, uses, and protects information in connection with Talksmith Studio ("Service"). By using the Service, you agree to the practices described here.

1. Information We Collect

• Account information. When you sign up, Clerk collects and manages your email address and authentication credentials. We receive a user ID and basic profile data from Clerk.
• Recordings and uploads. Audio or video files you upload to the Service are stored in Supabase (a cloud storage provider) in a private bucket accessible only to your account.
• Generated content. The kits, transcripts, and assets generated from your recordings are stored in our PostgreSQL database and associated with your account.
• Payment information. Billing is handled by Stripe. We do not store full payment card details. We receive limited billing metadata (plan, billing cycle, subscription status) from Stripe.
• Usage data. We log API requests, kit generation activity, export history, and session events to operate and improve the Service.
• Communications. If you contact support, we retain the contents of those communications.

2. How We Use Your Information

• To provide, operate, and improve the Service.
• To process your recordings through AI transcription (OpenAI Whisper) and kit generation (OpenAI GPT and/or Anthropic Claude).
• To generate PDFs via PDFShift and slide decks via Gamma on your behalf.
• To manage your subscription and billing via Stripe.
• To authenticate your identity via Clerk.
• To respond to support inquiries.
• To send transactional communications (subscription confirmations, account alerts) via SendGrid.
• To enforce these Terms and prevent misuse.

3. Third-Party Processors

We share data with the following categories of third-party processors, each bound by data processing agreements:

• Clerk — Authentication and identity management
• Stripe — Payment processing and subscription management
• OpenAI — Audio transcription and AI-powered kit generation
• Anthropic — AI-powered kit generation (optional routing)
• Supabase — Audio and file storage (private buckets)
• PDFShift — PDF generation from HTML content
• Gamma — Slide deck generation
• SendGrid — Transactional email delivery
• Railway — Cloud hosting infrastructure (United States)

We do not sell your personal data to third parties. We do not use your data to train AI models unless you have separately and explicitly opted in to such use.

4. AI Processing Disclosure

Your uploaded recordings are sent to OpenAI's Whisper API for transcription and to OpenAI GPT (or Anthropic Claude) for kit generation. These providers process your content under their own enterprise privacy terms. Audio content is transmitted securely (TLS) and is not used by these providers to train their public models under our API agreements. You should not upload recordings containing highly sensitive personal information (medical, financial, legal) without understanding how those providers handle data.

5. Data Retention

• Audio files are stored until you delete them or close your account.
• Generated assets and account data are retained for the duration of your subscription and for up to 90 days after cancellation before deletion.
• Billing and transaction records are retained as required by applicable law (typically 7 years).

6. Your Rights and Choices

• Access and correction. You can view and update account information from your Talksmith Studio workspace settings.
• Deletion. You may request deletion of your account and associated data by emailing support@andersonglobalenterprises.net. We will process deletion requests within 30 days, subject to legal retention obligations.
• Data portability. You may export your generated assets (PDFs, Word docs, Markdown) directly from the Service at any time.
• Marketing emails. We do not currently send marketing emails. If we introduce them, you will be able to unsubscribe at any time.

7. New York SHIELD Act

We implement reasonable administrative, technical, and physical safeguards to protect personal information as required under the New York Stop Hacks and Improve Electronic Data Security (SHIELD) Act and other applicable data security laws. In the event of a data breach affecting New York residents, we will notify affected individuals as required by law.

8. Children's Privacy

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will delete it promptly.

9. Cookies and Tracking

We use session cookies required for authentication (managed by Clerk). We do not use third-party advertising trackers or sell behavioral data to advertisers. Our marketing site may use minimal analytics to understand aggregate traffic patterns.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated via email or in-app notice. Your continued use of the Service after the effective date of any update constitutes acceptance of the revised Policy.

11. Contact

Privacy questions or requests: support@andersonglobalenterprises.net

Anderson Global Enterprises  ·  Franklin Square, NY  ·  United States